Proverbs 27:12-14

World English Bible

¹² A prudent man sees danger and takes refuge;
    but the simple pass on, and suffer for it.
¹³ Take his garment when he puts up collateral for a stranger.
    Hold it for a wayward woman!
¹⁴ He who blesses his neighbor with a loud voice early in the morning,
    it will be taken as a curse by him.